People who know my history know the priority I placed on educating myself. It's a common story (less common than it was) in which I gave up a good job to start my studies, worked and scraped and paid my own way through, and spent decades owning for student loans. Was it all a waste of time and money? No, not at all. Sure, I may well have become a success in life without a formal education, but I would not have become the person I am.